Posted: Wednesday, 7 January 2026 @ 11:02
Your First Resolution: The Top 5 Reasons to Make a Will This Year
2026 – Start the new year with clarity, security, and peace of mind
As the new year unfolds, we make resolutions to improve our health, finances, and overall wellbeing. Yet, one of the most profound acts of care—for yourself and your loved ones—often gets overlooked: making your Will.
Far from being a morbid task, creating a Will is a positive, empowering step. It's the ultimate act of responsibility, ensuring your wishes are honoured and your loved ones are protected. If you've been putting it off, let this be the year you tick it off your list.
🎯 Your 2026 Resolution Checklist
✓ Improve health & wellbeing
✓ Get finances in order
✓ MAKE YOUR WILL
✓ Spend more time with family
Here are the top five reasons why making a Will should be your first priority:
1
You Decide What Happens to Your Assets—Not the Law
Without a valid Will, you die intestate. This means your estate is distributed according to rigid rules set out in law, which may not reflect your relationships or wishes.
Example: If you're unmarried, your partner may receive nothing. If you have children, complex guardianship arrangements may be imposed by the courts.
A Will puts you in the driver's seat, allowing you to specify exactly who gets what, from your home and savings to sentimental personal items. It's your voice, speaking for you when you're no longer here.
2
Provide Security for Your Children and Dependents
If you have children under 18, a Will is the only legal way to appoint guardians to care for them should the unthinkable happen.
Without your clear instructions, the courts will decide who looks after your children—a process that can be lengthy, stressful, and may not align with your wishes.
You can also set up trusts within your Will to manage inheritance for young or vulnerable beneficiaries, ensuring their financial future is secure and managed responsibly.
3
Reduce Stress and Conflict for Your Loved Ones
Grieving is hard enough without added legal confusion, family disputes, or financial uncertainty. A clear, professionally drafted Will provides a roadmap for your executors.
It minimises the risk of misunderstandings or disputes among family members, helping to preserve relationships during a difficult time.
Think of it as a final gift of clarity and peace of mind to those you care about most.
4
Plan Tax Efficiently and Protect Your Legacy
A well-considered Will can be a vital tool in Inheritance Tax (IHT) planning. By structuring your gifts and using available allowances, you can potentially reduce the tax burden on your estate.
If you own a business or farm, specific provisions in your Will can also help secure valuable Business Property Relief or Agricultural Property Relief.
This means more of your hard-earned assets pass to your chosen beneficiaries, exactly as you intended.
5
It's Not Just About Money—It's About Your Wishes
Your estate isn't just your finances. A comprehensive Will covers all aspects of your legacy:
Digital Legacy: Social media accounts, digital photos, online assets
Funeral Wishes: Your preferences for how you'd like to be remembered
Charitable Gifts: Support causes close to your heart
It's a complete document that reflects your life, your values, and your legacy.
🎁 The Gift of Certainty
Creating a Will is one of the most caring things you can do for your family. It's not a document about death—it's a loving instruction manual for those you leave behind.
Your Simple, 3-Step Process
1. Reflect on your wishes and assets
2. Consult with a professional IPW Willwriter
3. Execute your Will correctly with guidance
A Simple, Professional Process
Many people delay because they believe making a Will is complex, expensive, or emotionally draining. In reality, working with a professional Willwriter from The Institute of Professional Willwriters makes the process straightforward, supportive, and tailored to you.
They will guide you through every step in plain English, ensure your Will is legally sound, and provide you with the confidence that comes from knowing your affairs are in order.
🌟 Your New Year's Resolution: Act Now
The new year symbolises a fresh start and forward planning. There's no better time to take this responsible step.
Make 2026 the year you secure your family's future. Contact a qualified IPW member today to begin the conversation.
Disclaimer: This article provides general information. We recommend seeking professional advice from a qualified Willwriter to address your specific circumstances.