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One in Five Fear Loved Ones Can't Find Key Documents

Posted: Tuesday, 7 April 2026 @ 14:30

Hidden Disorder: One in Five Fear Loved Ones Can't Find Key Documents

New research reveals widespread 'life admin disorder' across British homes

A significant number of British adults fear their loved ones would struggle to locate essential documents following an unexpected death, according to new research that highlights a hidden crisis in household organisation.

The survey of 2,000 adults, conducted by Yonder Consulting on behalf of digital vault provider SafeKeep, found that one in five people worry about their family's ability to access important paperwork in an emergency.

23%

of respondents either disagreed or did not know whether their loved ones could easily locate key documents after their sudden death

The Scale of the Problem

1 in 6

adults have lost an important document in the past five years

1 in 5

respondents do not know where their birth certificate is

Passports, certificates, and insurance paperwork are among the documents most commonly mislaid, the research found.

Younger Generations Most Affected

The issue is particularly acute among younger people, with the research painting a concerning picture of digital disorganisation:

  • 47% of 18-to-24-year-olds have paid for forgotten subscriptions (national average: 18%)
  • 40% of that age group have already lost an important document (national average: 1 in 6)

"This research reveals a hidden disorder at the heart of British home life. Most of us never think about whether the people we love could find our documents if something happened to us. Many of us are paying for things we have forgotten about. And one in five cannot even locate their own birth certificate."

Andrew Byres
Founder, SafeKeep

The Digital Solution

The survey found strong public appetite for digital alternatives to traditional paper documentation:

  • 6 in 10 respondents said digital documentation alongside paper would be useful
  • This figure rose to nearly three-quarters (74%) among 18-to-34-year-olds
  • 47% of all adults said they would prefer to hold secure digital versions of their official documents

"When someone is dying, the people around them are often exhausted, frightened and unsure where to turn. Missing paperwork adds another layer of pressure at an already overwhelming time. Having key documents organised and easy to find is one practical way to reduce that burden and to help families focus on what matters most – being there."

Liz Pryor MBE
Founder, Anne Robson Trust

What This Means for You

For estate planning professionals, this research underscores a vital conversation to have with clients: where are their key documents stored, and can their loved ones access them in an emergency?

Whether through secure digital vaults, organised paper files, or trusted professional storage, ensuring document accessibility is an essential part of holistic estate planning.

Disclaimer: This article is based on survey research for informational purposes. Professional advice should be sought for individual circumstances.